76265 ZIP Code — Saint Jo, TX

Montague County, Texas

ZIP code 76265 is located in Saint Jo, Texas, within Montague County. It covers approximately 173.72 square miles and serves a population of 1,696 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 940.

About ZIP code 76265

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $170,100. Owner-occupancy sits near the national average at 74%.

Median household income is $75,212. 45% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with agriculture and mining as the leading industry. The average commute of 28 minutes is near the national average.

Educational attainment is near the national average, with 23% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

1,696

population

173.72

sq mi land

Standard

ZIP type

Central (CT)

timezone

76265 ZIP code map

Cities in ZIP code 76265

Below are the cities the US Postal Service accepts for ZIP code 76265. Using any city not on this list may result in mail delivery delays.

City	Status
Saint Jo	Preferred

Nearby ZIP codes

76252 Muenster (11.1 mi) 76251 Montague (12.3 mi) 76239 Forestburg (14.2 mi) 76255 Nocona (15 mi) 73441 Leon (15 mi) 76230 Bowie (17.5 mi) 76250 Lindsay (18 mi) 76263 Rosston (18.4 mi) 73430 Burneyville (19.4 mi)

Demographics updated 06/2026

Population
Total population	1,696
Population density	10 / sq mi
State FIPS	48
County FIPS	337

Geography
Land area	173.72 sq mi
Water area	0.51 sq mi
Latitude	33.7445
Longitude	-97.5413
Timezone	Central (CT)
Area code	940

Total population by age

Gender

Race & ethnicity

Economics updated 06/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.4%	42.1%	39.5%
$50k – $100k	34.5%	32.2%	30.1%
$100k – $200k	15.5%	22.0%	22.6%
Over $200k	13.6%	3.6%	7.8%

Demographics & statistics

1,696

Population

People per sq mi

41.3

Median age

$75,212

Median household income

$37,137

Per capita income

$170,100

Median home value

$559

Median monthly rent

73.9%

Home ownership

17.1%

Poverty rate

3.1%

Unemployment

725

Housing units

22.6%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

107

10–14

103

15–19

20–24

25–34

115

35–44

112

45–54

55–59

60–64

129

65–74

125

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	489	28.8%
18 and over	1,207	71.2%
65 and over	361	21.3%
Median age	41.3 years

Race & ethnicity

White 93.5%

Two or more races 4.5%

Hispanic or Latino 2%

American Indian / Alaska Native 0.1%

Group	Count	%
White	1,617	93.5%
Two or more races	77	4.5%
Hispanic or Latino	34	2%
American Indian / Alaska Native	2	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	36.4%	42.1%	39.5%
$50k – $100k	34.5%	32.2%	30.1%
$100k – $200k	15.5%	22.0%	22.6%
Over $200k	13.6%	3.6%	7.8%

Under $10k 8.2%

$10k–$15k 4.9%

$15k–$25k 10.0%

$25k–$35k 6.2%

$35k–$50k 6.4%

$50k–$75k 13.7%

$75k–$100k 15.6%

$100k–$150k 21.4%

$150k–$200k 5.5%

$200k+ 8.2%

Range	% of households
Under $10k	8.2%
$10k–$15k	4.9%
$15k–$25k	10.0%
$25k–$35k	6.2%
$35k–$50k	6.4%
$50k–$75k	13.7%
$75k–$100k	15.6%
$100k–$150k	21.4%
$150k–$200k	5.5%
$200k+	8.2%
Median income	$75,212

Housing

Home values

Under $50k 12.1%

$50k–$100k 12.1%

$100k–$150k 18.7%

$150k–$200k 10.5%

$200k–$300k 17.0%

$300k–$500k 12.5%

$500k–$1M 14.8%

$1M+ 2.3%

Housing overview

Metric	Value
Median home value	$170,100
Median rent / month	$559
Owner occupied	73.9%
Renter occupied	26.1%
Vacant	26.5%
Single-family detached	73.6%
Large apartment buildings	1.1%
Mobile homes	20.7%
Median rooms	5.3
Avg household size (owned)	2.58

Year built

Era	%
2020 or later	0.9%
2010–2019	4.6%
2000–2009	13.2%
1990–1999	17.4%
1980–1989	11.8%
1970–1979	15.7%
1960–1969	6.4%
1950–1959	12.4%
1940–1949	5.6%
1939 or earlier	12.2%

Bedrooms

Size	% of units
No bedroom (studio)	1.7%
1 bedroom	4.3%
2 bedrooms	35.7%
3 bedrooms	43.3%
4 bedrooms	10.5%
5+ bedrooms	4.6%

Vehicles per household

Vehicles	% of households
No vehicle	6.1%
1 vehicle	25.8%
2 vehicles	39.8%
3 or more	28.4%

Heating fuel

Fuel type	%
Utility gas	30.0%
Electricity	50.8%
Propane / LP gas	10.5%
Wood	4.7%
Solar	3.3%
No fuel used	0.6%

Households & families

Household type	Count	%
Married-couple family	383	58.1%
Cohabiting couple	43	6.5%
Male householder, no spouse	92	14.0%
Female householder, no spouse	141	21.4%
Households with children under 18	222	33.7%
Households with seniors (65+)	245	37.2%
Average household size	2.57

Marital status

Status	Male	Female
Never married	19.4%	24.1%
Married	64.6%	55.1%
Separated	1.9%	0.6%
Widowed	3.3%	6.7%
Divorced	10.7%	13.4%

Education

Less than 9th grade 1.3%

Some HS, no diploma 6.6%

HS graduate 37.7%

Some college, no degree 23.7%

Associate's degree 8.1%

Bachelor's degree 18.5%

Graduate / professional 4.2%

Metric	%
HS diploma or higher	92.1%
Bachelor's or higher	22.6%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	2	0.4%
Kindergarten	27	5.4%
Elementary school	299	60.2%
High school	89	17.9%
College / grad school	80	16.1%

Employment

Industry of employment

Agriculture & mining 22.5%

Education & healthcare 18.4%

Manufacturing 14.2%

Retail trade 11.9%

Transportation & utilities 10.2%

Construction 6.8%

Arts, food & hospitality 5.0%

Professional & management 4.1%

Public administration 3.6%

Wholesale trade 1.4%

Finance & real estate 1.4%

Other services 0.6%

Occupation

Category	%
Management, business & arts	27.9%
Service	14.0%
Sales & office	18.0%
Natural resources & construction	23.6%
Production & transportation	16.6%

Employment type

Type	%
Private sector	68.9%
Government	20.7%
Self-employed	10.2%
Unpaid family workers	0.1%

Commute

Method	%
Drive alone	81.9%
Carpool	10.4%
Public transit	0.0%
Walk	0.0%
Work from home	6.1%
Other means	1.5%
Avg commute (minutes)	28.3

Poverty

All people 17.1%

Under 18 years 30.0%

18 and over 11.8%

Married-couple families 5.2%

Female-led households 35.2%

Income support

Source	% of households
Social Security	45.2%
Retirement income	33.5%
Supplemental Security	4.9%
Cash public assistance	0.0%
Food stamps / SNAP	12.4%

Health indicators

Condition	%
Obesity	35.3%
High blood pressure	39.5%
High cholesterol	39.5%
Diabetes	13.0%
Heart disease	8.5%
Stroke	3.8%
Asthma	9.6%
Arthritis	28.4%
Kidney disease	3.5%
Pulmonary disease	9.3%
Cancer	7.6%

Behavior / access	%
Smoking	20.6%
Binge drinking	17.6%
No physical activity	25.6%
Less than 7 hrs sleep	33.7%
Depression	23.6%
Fair or poor health	18.7%
Poor mental health	15.6%
Poor physical health	13.1%
No health insurance	21.7%
Visited doctor (checkup)	72.6%
Visited dentist	54.5%
Cholesterol screening	89.6%
Teeth loss	15.7%

Veterans & disability

Veterans	Count	%
Civilian veterans	101	8.4%

Disability	%
Any disability	20.6%
Under 18	7.4%
18–64 years	13.2%
65 and over	56.0%

Health insurance coverage

Type	%
Private insurance	63.4%
Public insurance	39.0%
No insurance	13.7%
Uninsured under 19	4.1%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	1,609	94.9%
Spanish	3	0.2%
Other Indo-European	3	0.2%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	1,677	98.9%
Born in same state	1,668	98.3%
Born in different state	1,270	74.9%
Foreign born	9	0.5%
Naturalized citizen	19	1.1%
Not a US citizen	16	84.2%

Ancestry

Ancestry	Count	%
French	200	11.8%
Italian	154	9.1%
Arab	128	7.5%

Ancestry	Count	%
English	26	1.5%
German	8	0.5%

Technology access

Metric	% of households
Computer access	38.9%
Internet access	91.8%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 76265

What city is ZIP code 76265 in?

ZIP code 76265 is primarily assigned to Saint Jo, Texas.

What county is ZIP code 76265 in?

ZIP code 76265 falls within Montague County, Texas.

Does ZIP code 76265 have a large retiree population?

45% of households in ZIP code 76265 receive Social Security income, suggesting a significant retiree or disability population.

What is the poverty rate in ZIP code 76265?

17% of residents in ZIP code 76265 live below the poverty line, above the national average.

What is the typical home value in ZIP code 76265?

The median home value in ZIP code 76265 is $170,100.

What is the population of ZIP code 76265?

ZIP code 76265 has an estimated population of 1,696 residents, with a density of 10 people per square mile.

What timezone is ZIP code 76265 in?

ZIP code 76265 observes the CST timezone.